If you observe the lake shore area after raining, then you will find some foggy climate there.
So to create it, on a new layer, by using Brush Tool (Keep Opacity low 35%) just paint brush around the lake like as shown in an image:
After that you have to select that fog layer and apply Gaussian Blur to it. Keep Radius 71.1 pixels.
And then add noise to it. Keep values and settings as shown below:
Then again, use Gaussian Blur tool and keep Radius 9.5 pixels and finally select Vivid Light blending mode to blending that fogs with background color.
So friends, we have done it now! Our dramatic night lake view is ready to use. See our final output: