We will have rain coming from above (we’ll create the rain in later steps) but for now let’s add some splashes on the umbrella. Download the “Water Splashes” resource and extract the folder with the splashes somewhere on your computer. Open one of the splashes that you think will look good with Photoshop and copy/paste it in our scene over the umbrella. Press Ctrl + T to enter Free Transform, right click on the splash layer and choose Warp. Move around the handles to make the splash bend around the umbrella curvature. Once you’re done lower the splash opacity to 71%.
Add a layer mask to the splash layer and hide all the areas that fall within the umbrella – leave just the splashes that are somewhat on the upper edge.
Create a new layer and using the Dynamic Splash brush we created at step 11 add some more random splashes on the top of the umbrella and some water drops coming down as shown below. Use different brush sizes and opacities to randomize the effect.
On a new layer set to Overlay blending mode paint with a white chalk brush some highlights on the upper edge of the umbrella.
On a new layer set to Color Dodge blending mode paint with a white round soft brush at 30% opacity some mist on the edge of the umbrella.
Create a new layer and paint some more water splashes with the Dynamic Splash brush as show below. It’s important that you use both large and very small brush sizes to achieve a pleasant effect.
Now that we’re done with the umbrella let’s add some splashes on the guy. Create a new layer and paint some splashes on the jeans and the hand where they enter underwater with the Dynamic Splash brush.
From the splashes folder you extracted at step 49 select one splash you like and place it near the jeans of the guy where he enters the water. Use the Free Transform and Warp (just like at step 49) to achieve a pleasant splash effect. Add a layer mask to hide the unwanted splashes. Add another splash near the hand. If one of the splashes is too bright you can lower its opacity and if it is too dark you can add a Levels Adjustment Layer (clip it to the desired splash) and drag the left dark arrows towards the right to lighten.
Using the techniques described at steps 49 and 54 add two more splashes – one on the hair and one on the shoulder.
Use the Dynamic Splash brush to add more randomly sized splashes on the hair and on the shoulder.
On a new layer set to Overlay blending mode paint with a white small chalk brush some highlights on the shoulder and hair. On a new layer set to Color Dodge paint with a white round soft brush some mist on the shoulder and hair.
Now let’s start adding some object to our awesome scene. Open the file “Boat” and copy/paste it in our scene. Place the boat on the surface of the water as shown below and resize it with Ctrl + T.
Add a layer mask to the boat and with the round soft brush hide some of the bottom part of the boat to make it look submerged into water.
Create a new Levels Adjustment Layer with the settings shown below and clip it to the boat layer to lighten it.